When a debt becomes delinquent collections, take into account the default interest and administrative costs generated by the collection. To find out how much to charge for interest law we refer to 234113, which expresses the same shall be determined periodically by the Central Bank of Peru. Therefore the legal system is established by law for cases where no payment of any agreement or compact. Business activity regularly draws on the regulated interest for the banking system or financial.
The Civil Code introduces two terms of interest: the compensatory and the moratorium. Besides pointing out the legal interest.
a) INTEREST LEGAL
revenue is that without prior stipulation between the parties states the law as a product of the entities that a debtor must repay. This interest is fixed by the Central Bank it currently amounts to compensatory interest as long as there has been no transaction in the fixed interest debt first.
b)
compensatory interest is that on which the parties may agree in the use of capital, a sum of money or property and must be restored after one time, it has been stated in one form or another. In other words is the compensation received by the creditor for guarantees not to get no money or other property.
c)
late interest is the required or imposed as a penalty for late payment or delay by the debtor in the demand for payment of debt. The defaulter is the interest that were agreed upon in the obligation, but had agreed interest, statutory interest should, in addition to default interest that is to make an addition to compensatory interest charged when the debtor in default.
civil code refines and extends this definition as stated in the second part of Article 1242 that the interest is in arrears when idenmizar aims of the delayed payment of a debt.
d) CONVENTIONAL INTEREST
setting is the contracting parties and which may exceed the legal cup, but shall not exceed that rate usurious because in this case originated the clause void. This interest may have a compensatory nature or moratorium.
e) FEES AND COURT COSTS
are the costs incurred by the legal procedures that are incurred at the opening of a trial for debt collection is this executive and ordinary. As already noted, these are divided with personal and procedural costs.
The former are regulated by the minimum fee schedule of the Bar Association, the second according to the costs incurred and proven at trial, both assessments are carried out by the notary and are paid at the end of the trial or the execution the process itself.
Without a doubt, the costs incurred in collecting delinquent on trial are the most difficult part in the enforcement of collection by the time used and the red tape that has sometimes unnecessary and burdensome for all parties involved.
This should be fully aware of both the entrepreneur and the manager deserves credit and collections and take into account what it means for Financial Planning and normal course of business.
The Civil Code introduces two terms of interest: the compensatory and the moratorium. Besides pointing out the legal interest.
a) INTEREST LEGAL
revenue is that without prior stipulation between the parties states the law as a product of the entities that a debtor must repay. This interest is fixed by the Central Bank it currently amounts to compensatory interest as long as there has been no transaction in the fixed interest debt first.
b)
compensatory interest is that on which the parties may agree in the use of capital, a sum of money or property and must be restored after one time, it has been stated in one form or another. In other words is the compensation received by the creditor for guarantees not to get no money or other property.
c)
late interest is the required or imposed as a penalty for late payment or delay by the debtor in the demand for payment of debt. The defaulter is the interest that were agreed upon in the obligation, but had agreed interest, statutory interest should, in addition to default interest that is to make an addition to compensatory interest charged when the debtor in default.
civil code refines and extends this definition as stated in the second part of Article 1242 that the interest is in arrears when idenmizar aims of the delayed payment of a debt.
d) CONVENTIONAL INTEREST
setting is the contracting parties and which may exceed the legal cup, but shall not exceed that rate usurious because in this case originated the clause void. This interest may have a compensatory nature or moratorium.
e) FEES AND COURT COSTS
are the costs incurred by the legal procedures that are incurred at the opening of a trial for debt collection is this executive and ordinary. As already noted, these are divided with personal and procedural costs.
The former are regulated by the minimum fee schedule of the Bar Association, the second according to the costs incurred and proven at trial, both assessments are carried out by the notary and are paid at the end of the trial or the execution the process itself.
Without a doubt, the costs incurred in collecting delinquent on trial are the most difficult part in the enforcement of collection by the time used and the red tape that has sometimes unnecessary and burdensome for all parties involved.
This should be fully aware of both the entrepreneur and the manager deserves credit and collections and take into account what it means for Financial Planning and normal course of business.
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