Procedure Of Bladder Polyp Removal

What is the maximum amount you paid me Housing Policy?

First: Determine the Feasibility of Operation:


The first step to consider is to determine which is the maximum I policy allows housing to buy my house.

To do this, we take as our revenue base, which will be shaped by the family.

Who can apply for housing loan policy?

The loan may be granted to:

1. 
   
   
   
   An applicant.
2. 
   
   
   
   to a group consisting of 3 co-applicants, consisting of the following:

• 
  
  
  
  A married couple or cohabiting-
• 
  
  
  
  Up to 3 joint applicants single, widowed or divorced, members of a family relationship between them until the fourth degree of consanguinity and second degree: parents, grandparents, siblings, nephews and cousins, fathers, brothers.
• 
  
  
  
  A marriage and a family to the fourth degree of consanguinity or second degree.
• 
  
  
  
  A cohabiting couple and a family to the fourth degree of consanguinity.

The family group must add up all the income to determine how much is the amount of the mortgage loan and what the tax payable.

To determine this amount and the fee, we will use a mortgage simulator. Let's make an example to determine these amounts.

CASE 1:

is a family group consisting of mother, father and son.

Family Group Members	Salary Bs.F
Mother	1,800
Father	2000
Son 1,300
Total Income	5,100

To determine the amount of the mortgage and the fee, we will use the following simulator housing policy.

Enter the amount of 5100 in the box Family Income and click Calculate . You immediately give the Funding Amount, the Term The rate and Grant, if applicable. In our example would be:

Family Income Exactly 5,100
Funding Amount	199,431
	Term 30 years
rate	6.61%
Grant	Not applicable

As you can see, for a family group, whose income is F Bs 5,100 , shall be eligible for a housing loan policy of Bs.F. to 199,431 within 3 0 years a 6.61% interest year, with a monthly fee to pay 25% of household income, ie 1,275 Bs month.


In this case, say that this family group wants to buy an apartment that is on sale in Bs 250,000, to carry out this operation, need to have savings of 50,569 Bs , as housing policy will pay up to Bs 199,431 , so that the operation would be viable as long as they count on these savings.

In our next post, comment on the second step of the process of applying for a mortgage loan with funds from the housing policy.