What Are The Steps To Apply The Housing Loan Policy?
The main problem before us at the time of submitting the loan request Housing Policy, is related to documentation and feasibility of the operation. This time we will set the guidelines so that we build a credit file to ensure we credit approval of housing policy.
Tuesday, August 10, 2010
Maybelline Dream Sun Glow Matte Bronzer
What are the steps in the process of applying for a mortgage?
First: Determine the feasibility of the operation.
The first step we must take is to determine according to our income, what is the maximum amount the bank can lend me.
Second: To comply with the precautions that require financial institutions to grant mortgage loans to housing policy resources.
Three: Preparing the application and its in the time periods provided by legal regulations.
Once we know which is the amount of the loan request and whether it is sufficient for the purchase of housing, we must prepare your credit file attached to the technical rules governing the matter Housing Policy. This point is very important because as you have complete documentation, save time and avoid the delay bank loan approval process.
Fourth approval process by the bank and appraisal of the property.
This point does not depend on us, but we need to maintain constant communication with the credit analyst to know how to begin the process of mortgage approval, also to coordinate the visit of the expert who carried out the valuation of the property as a condition requiring the bank to determine the market value of the property.
Fifth: Adoption and signing of the mortgage in the registry.
Once you have approved the loan with the resources of the housing policy is the process of preparing the signature on the registration of the sale of the property and the notarization of the mortgage document. We need to know as this process.
In our next posts, we will develop each of these steps in detail. Until next time.
Subscribe to:
Post Comments (Atom)
0 comments:
Post a Comment